Our Combined Life and Critical Illness Protection (sometimes known as accelerated critical illness cover) has been specifically designed for clients looking for affordable cover to protect their mortgage.
Providing a single payout in the event of death or critical illness, it offers clients all-round protection. What’s more, you can enhance the amount of life or critical illness cover separately by adding our stand-alone covers.
Often families need cover that goes beyond just the mortgage. In that instance you need to match cover to their needs perfectly. Our stand-alone covers give you the flexibility to do just that.
Constructing a policy with our stand-alone life and critical illness covers means each cover is separate, so clients benefit from 2 potential payouts as well as a multi-product discount.
Whether you recommend our combined cover or our stand-alone covers, you can add Children’s Critical Illness Protection into the mix when required.
Unlike other providers, we don’t automatically include a limited amount with adult critical illness cover. Instead, you can add our Children's Critical Illness Protection to any adult cover, at any time. And you can select any amount between £10,000 and £100,000, limited to the parents' amount of cover.
Guardian Financial Services Limited is an appointed representative of Scottish Friendly Assurance Society Limited. All products are provided by Scottish Friendly, an insurer with over 150 years’ experience in providing financial products and services.