As you’d expect, with our new Combined Life and
Critical Illness Protection exceptional cover comes
as standard. You can choose level or increasing,
or decreasing with a built-in mortgage guarantee.
The ideal match for any mortgage conversation.
Mix and match Combined Life and Critical Illness Protection alongside our stand-alone covers,
and optional Children’s Critical Illness Protection,
to create a policy that protects your clients’
mortgage and their family too. And it can all be
done in one single, quick and easy application.
Combined life and critical illness protection is sometimes known as accelerated critical illness coveror life or earlier critical illness cover. It covers the policyholder for life and critical illness, and pays out once for whichever event happens first. After a claim is paid, the policy ends.
When we can give critical illness definition improvements for free, we’ll check a claim against the definitions your client bought and our new customer definitions.
We’ll pay out under either.
For the most claimed for
conditions, confirmation from a
UK Consultant is all we need.
Gives both partners individual
cover, so if one partner claims,
the other is still protected.
And because they apply
together, we give them
a multi-life discount.