Perfect match
A range of products with unique features,
all designed to bring good advice to life.
TAILORED PROTECTION
With our full range of covers, you can build a protection policy that complements your client’s needs.
Every policy includes Premium Waiver as standard, and every policyholder gets access to our support service Guardian Anytime and all claimants get access to our claims service HALO.
our products
Flexible
Protection Menu
Combine multiple covers and create the ultimate protection policy for your clients.
STAND-ALONE
LIFE
PROTECTION
Life cover that takes terminal illness cover to a whole new level.
STAND-ALONE
Life
Essentials
Low-cost life cover with
essential features.
STAND-ALONE
CRITICAL ILLNESS
PROTECTION
Critical illness cover with better definitions that help provide peace of mind.
COMBINED
LIFE AND CRITICAL
ILLNESS PROTECTION
Affordable mortgage protection that gives your clients the best of both worlds.
Stand-alone
Income Protection
Cover that pays out if your client is too ill to do their actual job, not their occupation.
OPTIONAL
CHILDREN'S CRITICAL
ILLNESS PROTECTION
Cover that can be added to any adult life, critical illness or income protection policy.
KEY POLICY FEATURES
FULL MENU
You can combine covers and build the ultimate protection policy for every client.
PREMIUM WAIVER
AS STANDARD
Premium Waiver comes as standard with every policy regardless of the client’s age, job or activities.
DUAL LIFE FOR COUPLES
We keep couples’ cover separate so if one person makes a claim their partner’s cover remains in place.
Additional Services
CLAIMS SUPPORT FOR EVERY POLICYHOLDER
An extraordinary service, because there’s no such thing as an ordinary claim.
EVERYDAY SUPPORT FOR EVERY POLICYHOLDER
Free access to a GP 24/7, a 2nd medical opinion, emotional wellbeing and aches and pains consultations.
