SKIP TO MAIN CONTENT

Perfect match

A range of products with unique features,
all designed to bring good advice to life.

TAILORED PROTECTION

With our full range of covers, you can build a protection policy that complements your client’s needs.

Every policy includes Premium Waiver as standard, and every policyholder gets access to our support service Guardian Anytime and all claimants get access to our claims service HALO.

our products
Flexible

Protection Menu

Protection Menu

Combine multiple covers and create the ultimate protection policy for your clients.

STAND-ALONE

LIFE
PROTECTION

LIFE<br/>PROTECTION

Life cover that takes terminal illness cover to a whole new level.

STAND-ALONE

Life

Essentials

Life
<br/>Essentials

Low-cost life cover with
essential features.

STAND-ALONE

CRITICAL ILLNESS
PROTECTION

CRITICAL ILLNESS<br/>PROTECTION

Critical illness cover with better definitions that help provide peace of mind.

COMBINED

LIFE AND CRITICAL
ILLNESS PROTECTION

LIFE AND CRITICAL<br/>ILLNESS PROTECTION

Affordable mortgage protection that gives your clients the best of both worlds.

Stand-alone

Income Protection

Income Protection

Cover that pays out if your client is too ill to do their actual job, not their occupation.

OPTIONAL

CHILDREN'S CRITICAL
ILLNESS PROTECTION

CHILDREN'S CRITICAL<br/>ILLNESS PROTECTION

Cover that can be added to any adult life, critical illness or income protection policy.

KEY POLICY FEATURES
FULL MENU

You can combine covers and build the ultimate protection policy for every client.

PREMIUM WAIVER
AS STANDARD

Premium Waiver comes as standard with every policy regardless of the client’s age, job or activities.

DUAL LIFE FOR COUPLES

We keep couples’ cover separate so if one person makes a claim their partner’s cover remains in place.

Additional Services
CLAIMS SUPPORT FOR EVERY POLICYHOLDER

An extraordinary service, because there’s no such thing as an ordinary claim.

EVERYDAY SUPPORT FOR EVERY POLICYHOLDER

Free access to a GP 24/7, a 2nd medical opinion, emotional wellbeing and aches and pains consultations.

WHATEVER YOUR CLIENT’S SITUATION, OUR PRODUCTS AND PLATFORM LET YOU MEET THEIR NEEDS PERFECTLY WITHOUT HAVING TO COMPROMISE ON THE QUALITY OF COVER.

Jacqui Gillies
Marketing and Proposition Director

OUR PRODUCTS
DESIGNED TO BRING<br/>ADVICE TO LIFE

DESIGNED TO BRING
ADVICE TO LIFE

UNDERWRITING
GET AN IMMEDIATE<br/>QUICK INDICATION

GET AN IMMEDIATE
QUICK INDICATION