Perfect match
A range of products with unique features,
all designed to bring good advice to life.
advice unlimited
With our stand-alone life and stand-alone critical illness cover, combined life and critical illness cover and optional children’s critical illness cover, you can build a protection policy that meets your clients’ needs perfectly.
Every policy includes Premium Waiver as standard and every policyholder gets access to our support services HALO and Guardian Anytime.
our products
STAND-ALONE
LIFE
PROTECTION
Life cover that takes terminal illness cover to a whole new level.
STAND-ALONE
CRITICAL ILLNESS
PROTECTION
Critical illness cover with better definitions that help provide peace of mind.
COMBINED
LIFE AND CRITICAL
ILLNESS PROTECTION
Affordable mortgage protection that gives your clients the best of both worlds.
OPTIONAL
CHILDREN'S CRITICAL
ILLNESS PROTECTION
Cover that can be added to any stand-alone life, stand-alone critical illness or combined cover.
KEY POLICY FEATURES
MULTI-COVER DISCOUNT
We apply a multi-cover discount when you apply for separate life cover and critical illness cover on the same application.
SEPARATE COVERS TO
MAXIMISE PAYOUTS
You can recommend our combined cover for 1 potential payout or choose our stand-alone covers, with a multi-cover discount, for 2 potential payouts.
DUAL LIFE FOR COUPLES
We keep couples’ cover separate, so if one person makes a claim their partner’s cover remains in place.
COVER UPGRADE PROMISE
If we improve our critical illness cover at any point in the future, existing customers can benefit.
