Reason to recommend
No.4
Terminal illness
Life cover designed to pay out
sooner rather than later.
What makes our approach better
Most life insurers won’t pay out until the customer can prove they have less than 12 months to live. But making this prediction is hard, so many doctors are reluctant to do so.
This means many people can spend much of their remaining life worrying about when they’ll get their payout rather than making the most of the time they have left.
That’s why we don’t need to see evidence that they have less than 12 months to live before we pay out. Our Life Protection not only pays out if a client is expected to survive for less than 12 months. Uniquely, we also guarantee to pay out if they’re diagnosed with incurable stage 4 cancer, regardless of their life expectancy.
And we do the same if they’re diagnosed with motor neurone disease, Creutzfeldt-Jakob disease or Parkinson-plus syndromes.
fact well worth knowing
28%
OF OUR LIFE CLAIMS HAVE BEEN FOR TERMINAL ILLNESS
Source: Guardian claims received, 31 August 2018 – 5 December 2023
Read Pete’s story to fully understand the
value of our terminal illness definition.
BOOK A ONE-TO-ONE PRODUCT BRIEFING
To find out more about Guardian, book a product briefing with one of our Business Development Managers.
Simply complete our online booking form and we’ll call you back.
