Critical illness protection

Critical illness protection

Reasons to recommend

  • Crystal clear definitions
  • Covers kept separate with our dual life approach
  • Mortgage Guarantee included as standard with decreasing cover
  • Premium Waiver included as standard
  • Immediate Cover
  • Optional children’s critical illness cover
  • Cover upgrade promise
  • Lifestyle promise
  • HALO claims service
  • Guardian Anytime
Critical illness protection Product literature


Critical Illness Protection product profile

This document summarises the information distributors need to know about our Critical Illness Protection product. In line with the requirements of the Insurance Distribution Directive, we set out the product’s target market, distribution strategy, main features, risks, limits, suitability and options.

Key facts

The key facts your clients need to know before they buy a Guardian policy.

Policy Terms and Conditions

Everything your clients need to know about their Guardian policy.