Life Essentials

Life Essentials

Reasons to recommend

  • Covers kept separate with our dual life approach
  • Premium Waiver included as standard with 26-week deferred period
  • Optional children’s critical illness cover
  • Payout Planner
  • Part of our Protection Menu
  • Lifestyle promise for smokers
  • Immediate Cover up to £300,000
  • HALO claims service
  • Guardian Anytime
life essentials Product literature


Life Essentials Product Profile

In line with our regulatory requirements we set out the product’s target market, distribution strategy, main features, risks, limits, suitability and options.

Key facts

The key facts your clients need to know before they buy a Guardian policy.

Policy Terms and Conditions

Everything your clients need to know about their Guardian policy.