Stand-Alone
Income Protection
Reasons to recommend
- Own job definition for all
- Premium Waiver included as standard
- Optional children’s critical illness cover
- Wide choice of deferred periods
- Cover up to 65% of annual earnings
- £1,500 Minimum Cover Guarantee
- Anniversary emails
- Lifestyle promise
- HALO claims service
- Choice of weekly or monthly claim payout date
- Guardian Anytime
- Hospital cover
OWN JOB DEFINITION OF INCAPACITY
Our Income Protection pays out if the policyholder is unable to do their own specific job, not just their generic occupation.
This is the actual job, or jobs, they perform for pay or profit on a regular basis, irrespective of their employer, the location or availability of work.