Income Protection

Income Protection

Reasons to recommend

  • Own job definition for all
  • Premium Waiver included as standard
  • Optional children’s critical illness cover
  • Wide choice of deferred periods
  • Cover up to 65% of annual earnings
  • £1,500 Minimum Cover Guarantee
  • Anniversary emails
  • Lifestyle promise
  • HALO claims service
  • Choice of weekly or monthly claim payout date
  • Guardian Anytime
  • Hospital cover
INCOME protection Product literature


Income protection product profile

In line with our regulatory requirements we set out the product’s target market, distribution strategy, main features, risks, limits, suitability and options.

Key facts

The key facts your clients need to know before they buy a Guardian policy.

Policy Terms and Conditions

Everything your clients need to know about their Guardian policy.