Heart Disease
Tom ONLY NEEDED ONE
STENT FITTED BUT HIS POLICY ONLY
PAYS OUT IF HE HAS TWO
Tom was rushed to hospital with chest pains.
He was suffering from angina, so a partially blocked coronary artery meant he was at risk of a deadly heart attack.
Tom was lucky. The surgeon was able to perform an angioplasty and clear the artery by inserting a single stent. But…
His critical illness policy won’t pay out. Apparently, his policy only pays out if he has two stents fitted and Tom only needed one.
Tom is not alone
90,000
CORONARY ANGIOPLASTIES
ARE CARRIED OUT IN THE UK
EACH YEAR
Source: The Royal Wolverhampton NHS Trust, March 2024.
.
2 million
PEOPLE IN THE
UK HAVE OR HAVE
HAD ANGINA
Source: ISRCTN Registry, A UK trial for the investigation of stable chest pain: can we improve patient experience, outcomes and NHS cost-efficiency compared to the current NICE guidelines, April 2024
THAT’S WHY, AT GUARDIAN, WE DO THINGS DIFFERENTLY
While some other providers won’t pay out unless a customer’s angioplasty includes the fitting of two stents, we’ll pay out an additional 50% of the cover amount up to a maximum of £50,000 if they need just one.
What’s more, the customer remains fully covered which means that if they become critically ill in the future, we’ll make a further payout of the full cover amount.
Needing one stent can still be critical and life threatening if not treated.
That’s why we make an additional payout regardless of how many stents are needed.
BOOK A ONE-TO-ONE PRODUCT BRIEFING
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Simply complete our online booking form and we’ll call you back.
