CHILDREN’S CRITICAL ILLNESS COVER
CRITICAL ILLNESS COVER
FOR Chen WASN’T
AN OPTION
Chen’s mum and dad had just bought a new home and all the associated costs meant money was tight.
Although they could afford only life cover for themselves, they wanted to take out critical illness cover for Chen. But…
Children’s critical illness cover wasn’t available with the life cover their adviser recommended. It was only available if Chen’s parents took out critical illness cover too.
Chen and his parents are not alone
35%
OF PEOPLE IN THE UK HAVE LIFE COVER ONLY, LEAVING THEIR CHILDREN WITHOUT ACCESS TO CRITICAL ILLNESS PROTECTION
Source: Forbes Advisor, 2024 UK Life Insurance Statistics, 9 April 2024.
THAT’S WHY, AT GUARDIAN, WE DO THINGS DIFFERENTLY
Typically, children’s critical illness cover is automatically included with adult critical illness policies. This means that if you only want life cover, or you’re not eligible for critical illness cover yourself, you can’t have children’s critical illness cover.
That’s why at Guardian we’ve made children’s critical illness cover an optional extra which can be added to any type of adult cover, anytime.
Although most providers include children’s critical illness cover with adult critical illness cover, the amount is usually limited to £25,000.
At Guardian, we don’t believe £25,000 gives you the financial breathing space you need to look after an ill child, so with us you can choose any amount between £10,000 and £100,000, to a maximum of your own amount of cover.
Because no parent should have to worry about money as well as a critically ill child.
BOOK A ONE-TO-ONE PRODUCT BRIEFING
To find out more about Guardian, book a product briefing with one of our Business Development Managers.
Simply complete our online booking form and we’ll call you back.
