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Reason to recommend

No.1

Dual life approach
for couples

Protection for couples that gives each partner their own cover, so if one claims, the other is still protected.

What makes our approach better

We don’t offer joint life. Instead, we offer a dual life approach where both partners’ cover is kept separate. That way, if either partner dies the other partner’s cover remains in place.

Our dual life approach still only requires a single quote, application and direct debit.

So, compared to the cheapest joint life policy, clients get twice the amount of cover for just a small extra cost.

How the costs compare

45 and 40-year-old couple, non-smokers, £200k level life cover, 20 years:

Joint life providing
a single payout:

£30.66

A MONTH

V

Dual life providing
2 payouts:

£36.12

A MONTH

IRESS quote: joint/dual life for a 45 and 40-year-old couple, non-smokers, £200k level life cover, 20 years. Joint life policy shows cheapest comparable product, including Premium Waiver. Guardian quote for Life Protection. 8 March 2024.

Read Becky’s story to fully understand the
value of our dual life approach.

Read Becky’s story

BOOK A ONE-TO-ONE PRODUCT BRIEFING

To find out more about Guardian, book a product briefing with one of our Business Development Managers.

Simply complete our online booking form and we’ll call you back.

WE DIDN’T WANT CLAIMS TO FALL THROUGH GAPS IN POLICY WORDING. SO, WE’VE MADE OUR DEFINITIONS CLEARER AND TIGHTER.

Jacqui Gillies
Marketing and Proposition Director

OUR PRODUCTS
DESIGNED TO BRING<br/>ADVICE TO LIFE

DESIGNED TO BRING
ADVICE TO LIFE

REASONS TO RECOMMEND

No.2

CRITICAL ILLNESS
DEFINITIONS