The tabs show the progress made within each section and enable you to amend contact details, beneficiaries, and bank details at any point in the process.

Combine different covers, each with different cover types, cover amounts, and terms. In fact, you can now add up to 10 covers per person.

Now, quotes containing multiple benefits of the same cover are returned on the portals and seamlessly carried through on a single application.

You can add another client to create a Dual Life application when you’re entering client details or building a quote. Then simply add covers to each client separately.

Children’s Critical Illness Protection can now be added to either client’s policy. It’s no longer automatically added to the person with the highest cover amount and longest term.

Underwriting question sets can be answered in any sequence, and you’ll only be asked questions relating to your cover selection.

A traffic light system highlights if questions sets are complete and incomplete and makes it easier for you to pick up where you left off when returning to a saved application.

Clearer on-screen notification of ‘immediate cover’ availability, underwriting terms, and manual underwriting progress alleviates the need to call our support team for updates.

You can edit and delete individual covers and correct and add underwriting disclosures post-decision.

Improvements mean adults and children named in the application now automatically appear in the list of beneficiaries for easy selection.