Here’s to working together
Here’s to working together
Great news, we’ve joined
Protection Platform from UnderwriteMe.
Joining protection platform
We’re delighted to be working with UnderwriteMe to give even more advisers, and their clients, access to our products. The Protection Platform allows advisers to complete a single application form and compare fully underwritten products from multiple insurers.
What you need to know
When quoting for Guardian on Protection Platform, there are a few things you need to remember.
Our dual life approach
When you request a joint life quote on Protection Platform, we’ll return a quote for our dual life approach because we believe dual life provides your clients with better cover.
With our dual life approach, each person has their own individual cover so if one partner claims the other partner’s cover remains in force.
In summary, a joint life policy will only pay out once, however, with our dual life approach there are a potential of 2 pay outs.
premium waiver comes as standard
Regardless of the policyholder’s age, occupation, or activities, if we offer them cover, they automatically get waiver.
The type of Premium Waiver differs depending on the type of cover your clients choose.
2 Levels of children’s critical illness cover
When you quote for adult critical illness cover, or life and critical illness cover, we’ll return 3 quotes.
Quote 1.
No children’s critical illness cover is included.
Quote 2.
Standard children’s critical illness cover included. Standard children’s critical illness cover provides £25,000 of cover, or limited to the adult’s critical illness cover amount, whichever is lower.
Quote 3.
Enhanced children’s critical illness cover included. Enhanced children’s critical illness cover provides £50,000 of cover, or limited to the adult’s critical illness cover amount, whichever is lower.
Both levels of children’s cover offer the same comprehensive cover.
Adding children’s critical illness to life protection
Our Children’s Critical illness protection is an optional extra that can be added to our adult Life Protection. However, it can’t be added directly via Protection Platform.
If you’d like to add Children’s Critical Illness Protection, simply contact us once the policy is live.
Be ready to write business
To write business with us on Protection Platform you need to be registered with both of us.
Registering with Guardian is easy, and you can register online and be submitting business in less than 10 minutes. If you’re already registered, there’s no need to re-register.
Once you’re registered with Guardian, contact UnderwriteMe and let them know you’d like Guardian to be on your Protection Platform panel.
Book a one-to-one product briefing
To find out more about Guardian and our partnership with UnderwriteMe, book a product briefing with one of our Business Development Managers.
EVERYDAY SUPPORT FOR EVERY POLICYHOLDER
Free access to a GP 24/7, a second medical opinion, emotional wellbeing and aches and pains consultations.
We’re not just here for policyholders when they need to claim. Our policyholders get free access to vital medical expertise anytime they need it.
CLAIMS SUPPORT FOR EVERY POLICYHOLDER
Tailored medical and legal support when it’s needed most.
At the point of claim, our Claims Team is on hand to organise medical treatments, counselling and legal services to support our customers in the best way possible.