Protection Menu

Protection Builder 2.0 was specifically designed to bring our menu proposition to life. Advisers were involved at every stage of the design process to make sure the user experience was intuitive, flexible, and highly efficient. 

With Protection Builder 2.0, you can combine up to 10 covers for each person on a single policy, each with different cover types, amounts and terms.

With Protection Builder 2.0, you can now edit and delete individual covers and correct and add underwriting disclosures post-decision.

Protection Builder 2.0 presents you with a single question-set that underwrites your clients for all covers selected as part of the protection policy. What’s more, you have control over the order in which the questions are answered.

Using our Protection Menu means less paperwork for clients. They only need to complete one application, set up one direct debit, and in the event of a claim, deal with one provider.

Our menu gives you the opportunity to combine multiple covers safe in the knowledge that our highly regarded critical illness, terminal illness and own job definitions sit at the heart of your client’s menu plan.

We don’t offer joint life. Instead, we offer a dual life approach where both partners’ cover is kept separate. That way, if there’s a claim on one partner’s cover, the other partner’s cover remains in place.

Children’s Critical Illness Protection can be added to any adult cover, and clients can choose any amount from £10,000 to £100,000, limited to the adult’s amount of cover.

Premium Waiver comes as standard with every policy.

We’re not just here for policyholders when they need to claim. All our customers get free additional benefits – anytime.