Malignant Cancer
Jane CAUGHT HER
NON-MELANOMA SKIN CANCER TOO EARLY
FOR HER POLICY TO PAY OUT
Fortunately, Jane’s skin cancer was caught early so her Consultant thinks the tumour on her back can be removed. But…
Jane’s critical illness policy won’t pay out. Apparently, early-stage skin cancer is not covered.
However, given that she needs surgery and there’s a small chance the cancer might spread, it still feels critical to Jane.
Jane is not alone
147,000
NEW CASES OF NON-MELANOMA SKIN CANCER ARE DIAGNOSED EACH YEAR IN THE UK
Source: www.nhs.uk, January 2020.
THAT’S WHY, AT GUARDIAN, WE DO THINGS DIFFERENTLY
While other providers won’t pay out for low-risk non-melanoma skin cancers, we’ll pay out 10% of the sum assured up to a maximum of £50,000.
We’ll also pay out 25% of the sum assured up to a maximum of £50,000 for high-risk non-melanoma skin cancers. This makes us the only provider that will pay out on all malignant cancers.
What’s more, if the skin cancer reoccurs and develops to meet our definition for a full payout, we’ll make a further payout of the full sum assured.
What else you need to know
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